Coming Soon - Payment Options

New Payment Options Available

Effective November 5, 2024, new payment provider (Pay Near Me) and more payment methods will be available. A convenience fee for payments will apply to payments except for auto/recurring payments.




We are the bank! Financing your future not your past!




We specialize in “Buy Here Pay Here” or “BHPH” used auto financing. We understand that our customers face challenges that sometimes require understanding, and we make every attempt to work with each situation to the best of our ability!



We stock a wide variety of inventory at our dealerships, including used cars, trucks, vans, and SUV’s. Each vehicle in our inventory goes through a thorough inspection process.



Making your car payment is easy and convenient using our online payment portal. No need to drive down to the dealership! 



Click here to navigate to the nhtsa.gov website to see if there are any vehicle recalls currently in effect.

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WELCOME TO Cars & Credit of Jacksonville / Select Car & Truck!

Cars and Credit of Jacksonville is a locally owned business, in our 25th year of providing our customers with quality automobiles and honest customer care.  Financing decisions are made locally!  We understand that our customers face challenges that sometimes require understanding, and we make every attempt to work with each situation to the best of our ability!

Select Car and Truck Store provides two additional locations to provide greater opportunities for our customers in the Orange Park/Middleburg, FL and Savannah, Georgia communities. Same great customer service and dedication!

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